# Cotality developer portal

## Docs

- [Cotality developer portal](https://develop.cotality.com/index.md): The data and AI platform for property intelligence — integrate Cotality's property data, analytics, and AI capabilities into your products.
- [Platform overview](https://develop.cotality.com/getting-started/overview.md): What Cotality's developer platform is, what it covers, and how to find your path to integration.
- [Authentication](https://develop.cotality.com/mcp/authentication.md)
- [Product lifecycle and status](https://develop.cotality.com/getting-started/product-lifecycle.md): How Cotality labels product maturity — Alpha, Private preview beta, Public preview, and GA — and what each stage guarantees for stability, support, and production use.
- [Docs for AI agents](https://develop.cotality.com/getting-started/for-ai-agents.md): Conventions this portal uses so AI agents and LLMs can plan Cotality tool calls accurately and efficiently.
- [Finance and mortgage](https://develop.cotality.com/solutions/mortgage-valuation.md): Data and AI solutions for lenders, AMCs, and appraisers — automate collateral evaluation, appraisal order management, and compliance review.
- [Property and casualty insurance](https://develop.cotality.com/solutions/property-insurance.md): Data and AI solutions for P&C underwriters and claims teams — model climate exposure, assess structural risk, and accelerate hazard policy decisions.
- [Real estate](https://develop.cotality.com/solutions/brokerage-investing.md): Data and AI solutions for realtors, MLS operators, and real estate investors — track market trends, forecast home prices, and analyze investment opportunities.
- [Enterprise data teams](https://develop.cotality.com/solutions/enterprise-data-teams.md): How Cotality's enterprise data teams govern, engineer, and deliver the trusted data assets that underpin every API, AI model, and data product on this portal.
- [The Cotality property ontology](https://develop.cotality.com/ontology/overview.md): The entities, identifiers, and relationships that structure every Cotality answer — so business teams, developers, and AI agents share one mental model.
- [Identifiers: CLIP, APN and address](https://develop.cotality.com/ontology/identifiers.md): How Cotality identifies a property — the CLIP identity spine, the parcel APN, and USPS-standardized addresses — and when to use each.
- [Data freshness and coverage](https://develop.cotality.com/ontology/data-freshness.md): Refresh cadence, historical depth, and geographic coverage for each Cotality data asset — so agents and developers set correct date ranges and expectations.
- [Glossary](https://develop.cotality.com/ontology/glossary.md): Key Cotality terms, identifiers, and standards — a shared vocabulary for business teams, developers, and AI agents.
- [Products](https://develop.cotality.com/products/overview.md): The integration options cotality exposes — MCP servers, AI agents, and REST APIs — and when to use each.
- [Overview](https://develop.cotality.com/mcp/overview.md)
- [MCP inspector](https://develop.cotality.com/mcp/quickstart.md)
- [Tool catalog](https://develop.cotality.com/mcp/tool-catalog.md): Full MCP tool reference organized by data domain.
- [Integration guides](https://develop.cotality.com/mcp/guide.md): Connect Cotality MCP to your AI tools and development environment.
- [Connecting with MCP clients](https://develop.cotality.com/mcp/connect.md): Configure VS Code, Cursor, Claude Code, Windsurf, or any Streamable HTTP-compatible client to connect to Cotality MCP.
- [Python example](https://develop.cotality.com/mcp/python.md): Connect to Cotality MCP and call tools programmatically using the MCP Python SDK.
- [Response envelope](https://develop.cotality.com/reference/response-envelope.md): The common response wrapper returned by every Cotality MCP tool and REST API — success, count, data, and messages.
- [Error handling](https://develop.cotality.com/reference/error-handling.md): How Cotality signals errors — HTTP status codes, the error envelope, common error codes, and what AI agents should do for each class.
- [Rate limits](https://develop.cotality.com/reference/rate-limits.md): Cotality API and MCP rate limits — request quotas, throttling behavior, and back-off guidance.
- [Prompting patterns](https://develop.cotality.com/reference/prompting-patterns.md): Reliable patterns for orchestrating Cotality tools from an LLM agent — identity-first, exclusion-aware, and envelope-checked.
- [System prompt templates](https://develop.cotality.com/reference/system-prompt-templates.md): Copy-paste system instructions for common Cotality agent workflows — property lookup, insurance underwriting, appraisal orchestration, and market analytics.
- [CLIP tools](https://develop.cotality.com/mcp/property-data/tools/clip-tools.md): Resolve any US property to a CLIP (Cotality integrated property ID) — the universal numeric identifier used as input to all Cotality property data tools.
- [Property characteristics](https://develop.cotality.com/mcp/property-data/tools/property-characteristics.md): Retrieve granular land, structure, and ownership data across the United States — for collateral valuations, underwriting checks, and hazard risk profiles.
- [Climate risk analytics](https://develop.cotality.com/mcp/property-data/tools/climate-risk-analytics.md): Age of roof estimates and multi-peril climate risk scores for US residential properties, retrieved by CLIP. Three tools for full-suite or individual dataset access.
- [Market and trend analytics](https://develop.cotality.com/mcp/market-trend-analytics/tools/analytics.md): US residential real estate market data across five domains — listing activity, market metrics, rental trends, Cotality Home Price Index (HPI), and HPI forecasts. Excludes commercial real estate.